Archive for May, 2015

Investor’s Tools:
Corporate Class Funds

In our investment tools series we will look at different types of investment products, what they can do for us, how they fit into a Financial Plan. We will…

Buy GOLD! Is this still the best advice?

It has been a brutal few years for gold. There has been a massive change in sentiment from as much as five years ago, as we worked through the…

Student Debt:
Crisis or Reality?

The student debt crisis, it’s a hotly debated topic. Visit the Canadian Federations of Students website http://cfs-fcee.ca/the-issues/student-debt/ and you will be confronted with stats: National student debt is increasing…

A Formula for
Financial Freedom

When asked the question “How much should I save each pay cheque?” I always want to rewind the tape back to drill deeper into financial goals, time frames, hopes…

Investor’s Tools:
Stocks and Shares

What are stocks? A stock at its core, is an ownership stake in a company. We can think of the total value of a company as being its stock,…

Should you roll the dice and lock into a variable rate mortgage?

In a previous post we looked at the pros and cons of variable and fixed rate mortgages. The current cycle within the Canadian housing market is such that many…

Where there’s a will…

A recent study by a Toronto based insurance company suggests as many as 56% of Canadians do not have a signed will, and 71% of us do not have…